Why Uninsured Motorist Coverage is so Important to a Cyclist?

To protect yourself and your family from terrible financial loss if you are seriously injured in a bicycle accident, you should get as much uninsured motorist coverage as you can afford. Your own uninsured motorist coverage will pay for your medical costs, rehabilitation, and lost wages if you are ever hurt due to the negligence of an uninsured or under-insured driver (“under-insured” means their policy will pay too low an amount to cover all your losses).

Uninsured motorist coverage is part of every auto insurance policy, but the amount can be higher or lower than your coverage for other types of accidents. Ask your agent about increasing the amount of just the uninsured motorist coverage, which can be very affordable. Also, ask your agent about the cost of an umbrella insurance policy, another often-affordable way to insure against any big losses that run more than those covered in your uninsured motorist policy.

At Stokes & Kopitsky, we’ve been representing injured bicyclists for over 15 years. We know how and where to look for every possible source of compensation and insurance to help our injured clients. If you have been in a bicycle accident, please call us as soon as possible so we can begin collecting the evidence needed to prove your case.

Our phones are answered 24/7, and your first consultation is free. Our fees and costs are paid from the settlement or court award we obtain for you; if there is none, there are no fees. Please call Stokes & Kopitsky toll-free at 800-700-5050 for experienced, concerned legal help if you have been injured in an accident.